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2024 Year-End Tax Tips
Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Defer income to next year Consider opport
10 Smart Ways To Manage A Financial Windfall
By Lucy Lazarony, Next Avenue Contributor Oct. 8, 2024 A generous inheritance. A booming investment. A big raise. What should you do with a large
How Recessions Create Wealth-Building Opportunities for Savvy Investors
Roy Dekel Oct. 1, 2024 When economies falter and financial systems shake, a seemingly paradoxical truth emerges: The rich get richer. During reces
The Great Boomer Fire Sale
By Ann C. Logue Oct. 1, 2024 When George Coulam decided to retire, he had a problem. He owned the Texas Renaissance Festival — which bills itself
Have AI Do Your Tax Return? Taxpayer Beware
Dean Zerbe, Contributor Sept. 25, 2024 When it comes to filing tax returns, Artificial Intelligence (AI) has become the go-to cure-all for some ta
How To Prioritize Your Financial Life
Andrew Rosen, Contributor Sept. 26, 2024 When it comes to financial planning, there are many different approaches. One of the biggest challenges p
What Federal Reserve Rate Cuts Mean for Your Money
Sept. 24, 2024 Rotating away from technology stocks. Trimming cash. Peeking at opportunities in the housing market. This is some of the advice comin
Time Management Hacks From The World’s Most Successful Leaders
Jodie Cook, Senior Contributor Sept. 18, 2024 Successful leaders don’t have more hours in the day than the rest of us, but they know how to use th
Wall Street Wants You to Be Manic. Be Focused Instead.
By Steven M. Sears Sept. 19, 2024 Wall Street wants you to be a short-term event addict. If you are overly focused on daily happenings, you will o
Here’s How You Can Maintain And Transfer Generational Wealth
True Tamplin, Contributor Sept. 12, 2024 You’ve worked hard to build wealth. The challenge is maintaining it and passing it down to the next gener
Your 529 College-Savings Plan Can Now Fund a Roth IRA
By Laura Saunders Sept. 13, 2024 It happens more than you think, given the spiraling costs of college: People who save money for a child’s educati
Using Credit Cards More Often? Here's How Experts Say You Should Manage
By Elizabeth Guevara Sept. 3, 2024 Key Takeaways As people take out debt to pay for essential items, many find it harder to pay off high borr
6 Steps To Financial Empowerment For Business Owners
Melissa Houston, Contributor Sept. 4, 2024 The journey to financial empowerment as an entrepreneur is often challenging. Societal expectations, ac
How Trying To Get Rich Can Keep You From Becoming Wealthy
Nancy L. Anderson, Contributor Aug. 28, 2024 There is a major difference between a 'get rich' mindset and a 'become wealthy' outlook.
Don't Make This Retirement Savings Mistake. It Pays to Be Consistent.
By Elizabeth O'Brien Aug. 29, 2024 Many companies give new employees an automatic nudge to save for retirement. Like it not, you're enrolled in th
Understanding inherited IRAs: Rules, options, and benefits
Tessa Campbell & Paul Kim Aug. 21, 2024 Inherited IRAs are retirement savings accounts originally owned by a spouse, relative, or friend who beque
Americans Say It Takes $2.5 Million to Be Considered Wealthy
Suzanne Woolley Aug. 21, 2024 Home prices are higher. Stocks are higher. And so is the sum Americans think they need to feel rich. Americans on a
The Stock Market’s Wild Week Was a Wake-Up Call. What to Do Now.
By Paul R. La Monica Aug. 12, 2024 Wall Street had a wild and crazy week, marked by dramatic stock swings, currency convulsions, and a surge in st
Required Distributions: Changes You Need to Know
The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) changed the rules for taking distributions from retirement accounts
5 Big Takeaways From This Earnings Season
By Hardika Singh Aug. 12, 2024 Traders are on alert for any signs the economy is coming under pressure. That’s putting corporate earnings under ex
In Investing, Does It Pay to Follow the Money?
By Derek Horstmeyer Aug. 10, 2024 One line of thinking in the investing world is that it is better to follow the money—that is, the flows of investor dollars into and out of asset classes—as opposed to the opinions of Wall Street analysts.
Unlock the Key to a More Fulfilled Life in 3 Simple Steps
Marc Kielburger Aug. 1, 2024 For more than twenty years, I've been fortunate enough to work with dozens of CEOs and high-net-worth individuals to
Retire by 40? Here’s How to Do It
By Rebecca Lake | Reviewed by Andy Smith | Fact Checked by Michael Rosenston Aug. 1, 2024 It’s never too soon to start planning and saving for ret
How Digital Money Really Works
If you have a burning question about how money works, Patrick McKenzie probably has the answer. The software engineer/blogger/vaccine database founder
Saying 'Yes' to Everything Leads to Failure — Here's How to Avoid the Trap of Overcommitment
As people strive more and more for achievement, most of them become workaholics and get too involved. We all know how appealing it is to say 'yes' to
The Life-Changing Magic Of Compound Interest
Compound interest is when the interest you earn on a balance in a savings or investing account is reinvested, earning you more interest. As a wise man
The 12 Golden Rules For You To Become A Millionaire
Do you dream of being fabulously wealthy and not worrying about money? Do you ever wonder what others have done to build wealth? Would you be surprise
‘Will I ever retire?’: millennials wonder what’s on the other side of middle age
Claire*, 42, was always told: “Follow your dreams and the money will follow.” So that’s what she did. At 24, she opened a retail store with a friend i
No One Wants a New Car Now. Here’s Why.
The Wall Street Journal logo By Dan Neil June 7, 2024 It’s not just the political class. America’s fleet o
Buffett’s 2024 Investment Wisdom: Psychology Matters As Much As Financials
John Dobosz, Forbes Staff May 13, 2024 Forbes
Move over, American dream: The goal of many Gen Z and millennial women is now to be a DINK—with dual income and no kids
By Eleanor Pringle May 2, 2024
Tax Day Is Over. Here’s 4 Things To Do After Filing Your Returns
True Tamplin, Contributor April 19, 2024 Forbes
Don’t Make This Inheritance Mistake. It Could Cost Your Loved Ones Big Time.
By Neal Templin April 22, 2024 Barron's
Here’s What Higher for Longer Means for the Stock Market
By Hardika Singh and Charley Grant April 15, 2024 The Wall Street Journal
Hash Out the Inheritance Now, or Fight Your Family Later
By Ashlea Ebeling April 8, 2024 The Wall Street Journal
3 Ways The Late Daniel Kahneman Has Improved Your Life (Whether You Know It Or Not)
Tim Maurer, Contributor April 1, 2024 Forbes
The New Magic Number for Retirement Is $1.46 Million. Here’s What It Tells Us.
By Anne Tergesen April 2, 2024 The Wall Street Journal
Bull Market Guide: The Different Phases And How To Invest During One
Catherine Brock, Contributor March 15, 2024 Forbes
Don't Let Your Retirement Account Trick You Into Retiring During a Stock Rally
By Charlie Wells March 14, 2024 Bloomberg
Spring Cleaning Your Finances: A 10 Point Checklist
Jonathan I. Shenkman | Contributor March 8, 2024 Forbes
The Friendship With Warren Buffett That Led to Her $1 Billion Donation
By Ben Cohen and Karen Langley March 3, 2024 The Wall Street Journal
Why Chasing The Highest Interest Rate Isn’t Always Smart
Carolyn McClanahan, Contributor Feb. 23, 2024 Forbes
From Kiplinger: People With These Behaviors Will Have More Savings in Retirement
Feb. 15, 2024 Success
These Families Are Shutting Down the Bank of Mom and Dad
By Veronica Dagher Feb. 12, 2024 The Wall Street Journal
The Soft Landing Is Global, but It’s Cushiest in America
Jeanna Smialek, Ana Swanson, Alan Rappeport and Jim Tankersley Feb. 5, 2024 The New York Times
Making Sense Of The Child Tax Credit And Similar Sounding Tax Breaks
Kelly Phillips Erb, Forbes Staff Feb. 2, 2024 Forbes
What I Learned When I Stopped Watching the Stock Market
By Jason Zweig Jan. 26, 2024 The Wall Street Journal
2024 is Still New. Have You Done Your Retirement Review?
By Brian J. O’Connor Jan. 29, 2024 The New York Times
Keeping a Midlife Crisis From Wrecking Your Retirement Plan
Juli Fraga Jan. 22, 2024 The New York Times
These Four Questions Are Top of Mind for Investors in 2024
By Hardika Singh Jan. 16, 2024 The Wall Street Journal
4 Money Trends Worth Following To Fix Your Finances In 2024
Bernadette Joy, Contributor Dec. 30, 2023 Forbes
Your 401(k) Is Up. Don’t Let It Go to Your Head.
By Joe Pinsker Dec. 19, 2023 The Wall Street Journal
What the Stock Market Taught Us This Year: Don’t Fall for These Investing Traps
By Mellody Hobson and John W. Rogers Jr. Dec. 5, 2023 The Wall Street Journal
6 Questions New Donors Should Ask Themselves About Charitable Giving
By Jane Hodges Dec. 4, 2023 The Wall Street Journal
Don’t Put Your Eggs in One Basket. That Investing Principle Still Holds.
Jeff Sommer Dec. 4, 2023 The New York Times
The Estate Taxes Catching Americans by Surprise
By Ashlea Ebeling Nov. 20, 2023 The Wall Street Journal
5 things I've been doing all year to make the holidays more affordable
Jackie Lam Nov. 6, 2023 Business Insider
Maximizing Your 2023 Year-End Tax Planning Benefits
Matthew Erskine, Contributor Nov. 6, 2023 Forbes
Americans Can Stick More Cash in Their 401(k)s Next Year, Thanks to Inflation
By Richard Rubin Nov. 2, 2023 The Wall Street Journal
These Daily Spending Habits Are Bellwethers Of Future Financial Health
By Samantha Paxson, Forbes Councils Member Oct. 30, 2023 Forbes
Couples Fight More About Money After They Retire. 3 Ways to Avoid Squabbles.
By Debbie Carlson Oct. 30, 2023 Barron's
The Economy Was Supposed to Slow by Now. Instead It’s Revving Up.
By David Harrison Oct. 23, 2023 The Wall Street Journal
What Should Investors Do Amid the Rout in the Stock and Bond Market?
Caleb Silver Oct. 6, 2023 Investopedia
Who feels the pain from the bond sell-off?
Owen Walker, Ian Smith, Will Louch and Josephine Cumbo in London and Stephen Gandel, Antoine Gara and Harriet Clarfelt in New York Oct. 5, 2023
Why High Interest Rates and Energy Prices Are Stressing the Economy
By Jeff Sommer Oct. 2, 2023 The New York Times
How The Oldest People In America's Blue Zone Make Money Last
By Richard Eisenberg, Contributor Oct. 3, 2023 Forbes
U.S. Economy Could Withstand One Shock, but Four at Once?
By David Harrison Sept. 24, 2023 The Wall Street Journal
The Best Things In Life Are NOT Free (But They’re Worth It)
Tim Maurer, Contributor Sept. 18, 2023 Forbes
4 Financial Psychology Questions You Should Be Asking As You Refine Your Budget
By Rahkim Sabree, Contributor Sept. 12, 2023 Forbes
IRS Issues Reminder About Tax-Free Way To Help Employees Pay Student Loans
Kelly Phillips Erb, Forbes Staff Aug. 30, 2023 Forbes
3 Financial Psychology Questions You Should Be Asking As You Refine Your Budget
Rahkim Sabree, Contributor Aug. 25, 2023 Forbes
The Exact Age When You Make Your Best Financial Decisions
By Clare Ansberry Aug. 28, 2023 The Wall Street Journal
Timeless Advice From Ben Franklin That Can Help Investors Succeed
Adam Sarhan, Contributor Aug. 17, 2023 Forbes
Stocks Have Had a Great Year. Cue the September Effect.
By Charley Grant Aug. 4, 2023 The Wall Street Journal
Could a Recession Still Be Years Away? Steady Growth, Moderating Inflation Improve Odds of Extended Expansion
By Greg Ip July 27, 2023 The Wall Street Journal
What Higher Interest Rates Mean for Mortgages, Credit Cards and More
Tara Siegel Bernard July 27, 2023 The New York Times
Could the U.S. Recession in the Distance Be Just a Mirage?
Ben Casselman and Jeanna Smialek July 19, 2023 The New York Times
Inherited IRAs Just Got New Rules. What You Need to Know.
By Elizabeth O’Brien July 18, 2023 Barron’s
How to Leave Grandkids Your Retirement Savings—and Not a Huge Tax Bill
By Ashlea Ebeling July 10, 2023 The Wall Street Journal
Declare Your Own Financial Independence Day in 2023
By JIM PROBASCO | Reviewed by EBONY HOWARD June 26, 2023 Investopia
3 Entrepreneurial Trends Coming Out of the Current Economy
Clate Mask June 19, 2023 Enterpreneur Magazine
The S&P 500 has entered a bull market, but will it last? Here’s what 5 Wall Street experts are saying about the stock market’s big rally.
By Jennifer Sor June 19, 2023 Business Insider
A 10 Step Financial Workout To Improve Your Financial Health
Andrew Rosen, Contributor June 8, 2023 Forbes
Rule of Thumb: Definition and Financial Examples
By JAMES CHEN | Reviewed by DAVID KINDNESS June 5, 2023 Investopedia
Retirement-Savings Changes You Should Know About for 2023-24
By Leonard Sloane June 2, 2023 Wall Street Journal
What’s in the Debt-Ceiling Deal
By David Harrison and Kristina Peterson May 28, 2023 Wall Street Journal
Chase Just Bought Your Bank: What First Republic Bank Customers Need to Know
By Imani Moise and Oyin Adedoyin May 1, 2023, Wall Street Journal
The Coronavirus and the Global Economy
Anything that affects China, the world’s second-largest economy, can have a powerful ripple effect around the globe.
New Spending Package Includes Sweeping Retirement Plan Changes (SECURE Act)
The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006
College Cost Data for 2019-2020 School Year
Just because your child has financial need doesn’t automatically mean that colleges will meet 100% of it.
How can I improve my credit report?
Most lenders use credit report information to evaluate the creditworthiness of potential borrowers. Borrowers with good credit are presumed to be more creditworthy and may find it easier to obtain a loan, often at a lower interest rate.
How can I lower my credit card debt?
If you find that you are struggling to pay down a credit card balance, here are some strategies that can help eliminate your credit card debt.
Closing Gaps in Your Insurance Coverage
Buying insurance is about sharing or shifting risk, but you may think you’re covered for specific losses when, in fact, you’re not. Here are some common coverage gaps to consider when reviewing your own insurance coverage.
Tips for Targeting Your Retirement Savings Goal
What if you’re saving as much as you can, but still feel that your retirement savings goal is out of reach? As with many of life’s toughest challenges, it may help to focus less on the big picture and more on the details.
FIRE: Four Things You Need to Know About This Hot Retirement Movement
Many workers look forward to the day they can finally retire, and for some, an early retirement would be a dream come true. Others are turning this dream into a reality by retiring in their 30s or 40s. But how are they able to do it?
Do independent living communities differ from CCRCs?
There are some important similarities and differences between independent living communities and CCRCs.
What are continuing care retirement communities?
Continuing care retirement communities offer seniors the opportunity to age in place.
Tips for Managing Your Holiday Spending
The holidays offer nearly limitless opportunities to overspend. Here are tips to help you make sure your spending remains in check.
Ten Year-End Tax Tips for 2019
Here are 10 things to consider as you weigh potential tax moves between now and the end of the year.
Three Regrets of Retirees
Considering the regrets of current retirees may help you avoid the same mistakes.
How can you avoid falling for the Social Security imposter scam?
The Social Security imposter scam has been around for years, but recently more and more people have been targeted.
What are the warning signs of financial scams targeting older individuals?
If you or someone you know has been targeted by a scam artist who is trying to steal money or personal information, you’re not alone.
What’s New in the College World?
If you’re the parent or grandparent of a current or prospective college student, you might be interested to learn what’s new in the world of higher education.
Survey Details Back-to-School Spending for 2019
Roughly half of consumers plan their back-to-school shopping around major sales events.
Why You Need Life Insurance
September is Life Insurance Awareness Month, a good time to evaluate your life insurance needs and review your life insurance coverage.
Market Strategies: Three Ways to Play Defense in Your Stock Portfolio
One of these defensive strategies may help you manage risk while maintaining a robust equity portfolio.
Data Breaches: Tips for Protecting Your Identity and Your Money
A data breach is an incident in which private, personal information is exposed, viewed without authorization, or stolen.
Do I need to pay estimated tax?
Estimated tax is the primary method used to pay tax on income that isn’t subject to withholding.
Why Not Do It Now? New Research on Procrastination
Procrastination can be frustrating in the short term for even the simplest tasks. But it can have far-reaching effects on important activities and decisions such as completing work projects, obtaining medical treatment, and saving for retirement.
U.S. Economy Caps off Decade of Growth
The U.S. economic expansion passed the 10-year mark in June 2019 - the longest growth streak in U.S. history.
Have you checked your tax withholding lately?
You should check your tax withholding periodically to make sure you have the right amount withheld.
Should You Invest Internationally?
Investing in foreign stocks may help boost returns and manage risk in your portfolio, but be sure to understand the unique risk/return characteristics before sending money abroad.
Is It Time to Declare Your Financial Independence?
Financial independence is freedom from the financial obstacles that are keeping you from living life on your own terms. If you were to become financially independent, how would your life change?
What’s the real return on your investments?
Consider the effects of taxes and inflation on your investments to estimate actual income or growth potential.
New IRS Guidance on State and Local Tax Refunds
If a taxpayer received a federal tax benefit from deducting state and local taxes as an itemized deduction in a prior taxable year and recovers all or a portion of those taxes in the current taxable year, the taxpayer may need to include a portion o
Charitable Giving After Tax Reform
Here are some things you should know about charitable giving after tax reform.
Federal Student Loan Interest Rates Decrease for 2019-2020
For the first time in three years, interest rates on federal student loans will decrease for the 2019-2020 academic year. The lower rates apply to new federal student loans made on or after July 1, 2019, through June 30, 2020. The interest rate is f
Time for a Mid-Year Investment Check
Whether the markets are up or down, taking time to meet with your financial professional to review your portfolio can be an excellent way to keep your investments on track.
If you or someone you know hasn’t been filing their tax returns, now is a good time to get caught up.
Refunds of $1.4 billion are waiting to be claimed by individuals who have not filed.
Quarterly Market Review
July - September
Form CRS
